Rental Market Trends Australia | Vacancy Rates & Analysis

How long does home loan approval take? | Time Home Loans

The Australian rental market has experienced significant changes recently, as highlighted by CoreLogic’s latest Housing Chart Pack. With national vacancy rates climbing to 1.8% in October, up from last year’s record low of 1.4%, the market is showing signs of easing.

COVID-19 & Your Loan

COVID-19 & Your Loan

COVID-19 has turned most people’s lives upside down. Many have been impacted or had their businesses closed and at this stage, all advice points to it staying this way for some time to come. While our East Brisbane Office is closed during lockdown periods, we are able to hold all meetings via phone or video […]

APRA Increases Servicing Buffer

APRA Increases Servicing Buffer

There has been much discussion in the media around APRAs increasing to the servicing buffer. But what is it – and how does it impact you? First – some background. Banks have always assessed loans at an “affordability” or “assessment” rate. This rate ensures that borrowers aren’t instantly put hardship with any upward rate rise. […]

Interest Rate Update

7th Dec 2021 At its board meeting today the RBA confirmed the official cash rate would remain at 0.10%. This was no surprise given that at its last meeting the bank confirmed that to consider an increase it would need to see underlying inflation between 2% and 3% on a sustainable basis, full employment and […]

Why the Government Wants to Make It Easier to Get a Home Loan

government building

Mortgage approval rules are set to be relaxed to try to help the economy recover from COVID-19. But is this a good thing? Have you heard about the proposed changes to mortgage approval rules? It aims to relax the present restrictive laws, particularly during these challenging times of COVID-19. The goal is to boost consumer confidence. As […]