Home Loans

If you’re looking for an easy and simple home loan solution, you’ve come to the right place.

Whether you are looking to buy your first home, renovate, refinance or invest, we’re here to negotiate the right loan for you.

Talking home loans is what we know best and we understand it can be a confusing world sometimes.

No matter your home loan needs, our team is here to ensure you continue getting the best out of your home loan at any given time.

Below you will find some helpful information to assist you with finding the right home loan.


Everything you need to know

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Home Loan FAQ's

Whether you are looking to buy your first home, renovate, refinance or invest, we’re here to negotiate the right loan for you.

Specialised Service

👀 Looking to buy? Sometimes the best way to get an understanding of how it all works and how to choose the right loan, is to chat to us in person. Our team of specialist brokers will be right by your side from start to finish (and beyond!), guiding you through the journey one step at a time.

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Specialised Service

It's a big decision, so it's good to have someone there to help you make the right one. The best home loan for you will depend on your needs, your financial situation and where you are in your journey towards buying a property.

If you’re looking for a home loan, chat with our specialist team today.

Book An Appointment

Enjoy a personal and customised lending experience. There is no cost and no obligation for our sessions. Our goal is to help you make an informed decision about your lending options and help you access the lowest rates.

Contact Us

Whatever your circumstances, we will find you the loan that’s right for you. But where to start? We can help you weigh it all up. At Time, we’ve got the expertise and time to help you understand your options.

What makes Time Home Loans different?

Finding the right home loan takes time. Hours of research, meetings with advisors and lending institutions, time spent creating the perfect negotiation proposal and not to mention the time it takes to fill out all the paperwork. Without Time Home Loans on your side, you will spend a great deal of time deciding how to go about investing in one of your life’s greatest assets. You might save some money in the process but you could equally end up paying thousands more. With our team on your side, you will save hours of your time and thousands of your dollars. We make the complicated process of getting a home loan easy and simple. While we can’t help you buy more time, we can help you buy your dream home. Spend your valuable time focusing on the things that really matter to you. We’ll take care of the rest.

Pre-Approval Made Easy

If you haven’t started your property search, or are still looking, a pre-approved loan can be useful. It gives you a clear picture of what your spending limits are and gives you peace of mind that if you find a property you’re really interested in you can move quickly to make an offer.

It also may put you in a stronger negotiating position than other potential buyers who don’t have pre-approval. Of course, even with a pre-approval, a subject to finance clause is an important protection in any sale contract.

Buyer Readiness

Our team is known for our capacity to do our homework upfront. We guide you through all the necessary steps and ensure you are 100% ready to apply for a loan before you even lay eyes on the paperwork.

It is through our philosophy and client centered approach that we have helped many clients comfortably and securely access the funds they needed to buy their dream home. You’ll be just as ready to purchase a home at an auction as you would be through a private treaty, even if you’re a first home buyer.

That’s what buyer readiness is all about. Book an appointment with one of our brokers to work out your buyer readiness situation.

More Resources

Investing In Property

Research and having the right people to help you are the keys when investing in property.

Investing In Property

Research and having the right people to help you are the keys when investing in property.

Investing In Property

Research and having the right people to help you are the keys when investing in property.

Buying a Home

Buying a home is one of the biggest things you’ll do in life. We’re here to help you by making sure you have the info and options you need to find the finance solution you’re looking for (for the house you want).

There are so many home loans to choose from, with new ones always being introduced, not to mention special offers and other ‘deals’. As a broker we’ll not only help you find a loan that suits your particular needs, but we’ll also help you complete the paperwork, and submit the application for you.

It’s why more than half of Australian borrowers now use a broker to secure a home loan.

If you want to get a better idea of your borrowing power and what your likely repayments might be, try out our online calculators.

At anytime on your home buying journey, feel free to give us a call or email us and we’ll do everything we can to make it easier for you.

Buying a Home

Buying property can be exciting and daunting at the same time, and time-consuming too.

With many different types of loans out there, and hundreds of home loans available, we’re here to help ensure you’re armed with the right information to help you make the right decisions.

We can help you find the right home loan from the right lender and best of all;

  • We come to you

  • We do the hard work for you

  • You get a choice of lenders, including all the big banks

  • You end up with great loan options

Why use us as a mortgage broker when looking for finance?

A broker will do the leg-work for you. They have access to hundreds of loans from a wide variety of lenders and will work with you to find the loan that suits your individual circumstances.

We do the hard work for you.

We make sure you get the right home loan for your circumstances and will manage the process from start to finish.

 

Our process is 100% client focused

Our local expertise means we are always in tune with the changing nature of the market in these areas. While we are big enough to help you make a difference, we’re small enough to care and keep things personal.

FLEXIBLE

We do the hard work for you

We’ll look at your current loans and financial circumstances and then research and find the right solution for you. We take care of the paperwork, manage the application and settlement process.

UNIQUE

We get to know you personally

We’ll look at your current loans and financial circumstances and then research and find the right solution for you. We take care of the paperwork, manage the application and settlement process.

QUICK

Finance made easy

We can get things moving quickly. We’ll work with our lender networks and contacts, securing your finance as fast as possible.