You can use these tools to help you calculate how much you can borrow, your repayments or how you can pay off your loan faster.
If you’d like expert advice on how to get the best out of your home loan, reach out to the Time Home Loans team today.

Early Stages

Saving for a deposit?

Get some fast indicative answers about your savings with this easy calculator. See how your savings can grow with regular monthly deposits.

Does Compounding Help my Savings?

See how much your savings can grow over time.
Our compound interest calculator helps you work out what money you’ll have if you save a regular amount.

Keeping track of my money

This calculator helps you work out how long it will take to reach your savings goals and the steps to take to put your savings plan into action.

Tell me about my credit card

Work out your savings if you pay more than the minimum payment. Our credit card calculator helps you work out how long it will take to pay off your card by making minimum repayments and how much time and money you’ll save by making higher repayments.

Buying a Property

Stamp Duty

Stamp duty can add a big chunk to the cost of buying a property. Some states charge it on your mortgage as well on the value of the property you buy.

Choosing a Loan

Loan Repayment

Calculate your estimated home loan repayments and see how much interest is paid over the life of your mortgage.

Loan Comparison

Compare two different home loan options by adjusting variables such as interest rates and loan term. You can also select the Wealth Package option for one loan to see how much you could save.

Split Loan

A split loan calculator helps you calculate the implications of fixing part of your loan, while retaining a variable interest rate over the remainder of your mortgage.


A loan offset calculator helps you to see how much interest you could save by offsetting your savings against your home loan.

Loan Maintenance

Extra Repayment

Making repayments above your minimums could make a big difference to how quickly you could pay off your home loan. Use our extra repayments calculator to see what this could look like for you.

*Please note the results from each calculator should be used as an indication only, for more detailed information we recommend contacting us directly.

Even more calculators

How Long To Repay Calculator

Interest-Only Mortgage Calculator

Introductory Rate Loan Calculator

Lump Sum Repayment Calculator

Leasing Calculator

Property Buying Cost Calculator

Property Selling Cost Calculator

Reverse Mortgage Calculator

Australian Income Tax Calculator

Income Annualisation Calculator

Income Gross Up Calculator

Savings Goal Calculator Save

Savings Goal Calculator Deposit

Fortnightly And Weekly Repayments Calculator

Mortgage Switching Calculator

Rent Vs Buy Calculator

Comparison Rate Calculator

Borrowing Power Calculator

Comparison Rate Calculator

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