Calculators

Home Loan Calculators

Use these calculators to estimate how much you can borrow, what your repayments could be, the upfront costs of buying and how to pay your loan off sooner. Each result is an estimate. Bring your numbers to a complimentary strategy session and we'll check them against real lender policies.

Most people start their home loan journey the same way. A calculator, a coffee and a few what-if numbers late at night. These tools are here to help you do exactly that, then bring your numbers to us when you want to know what they mean for you.

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What can I borrow and repay?

Borrowing power, loan repayments, weekly and fortnightly repayments, how long to repay, interest only, introductory rates and split loans.

How do I pay it off sooner?

Extra repayments, lump sums and offset accounts.

Am I on a good deal?

Comparison rates, loan comparison and switching.

What will buying or selling cost?

Stamp duty, buying costs, selling costs and rent versus buy.

How do I get there?

Savings, savings goals, compound interest and a budget planner.

Income and other debts

Income tax, income annualisation, income gross up, credit cards and leasing.

Moving house?

Planning the move itself? These two tools open on an external website.

Treat the result as a starting point

Every calculator here gives you an estimate based on the numbers you enter. Lenders look at a lot more than that (your living expenses, your other debts, the type of income you earn and their own policy rules). So treat the result as a starting point. When you're ready for the real picture, we can walk you through it.

Related guides

Frequently asked questions

Are these calculators accurate?

They give estimates based on the figures you enter and general assumptions. Lenders apply their own policies, buffers and expense benchmarks, so your actual borrowing power and repayments may differ. Talk to us before relying on a result.

Which calculator should I start with?

Most people start with the borrowing power calculator, then test the repayment on that amount with the loan repayment calculator. If you are buying, add the property buying cost and stamp duty calculators to see the cash you need.

Do I need to give my details to use the calculators?

No. You don't need to enter your name or contact details to use them. The figures you enter are used to show your estimate on screen. If you'd like us to review your results, book a complimentary strategy session and bring your numbers along.

We can crunch the numbers for you

Book a complimentary strategy session and we'll check your figures against real lender policies across our 50+ lenders. We're based in Brisbane and help clients right across Australia, in person, by phone or online.

Book an appointment

Prefer to talk? Call (07) 3194 0888.