First Home Buyers

We’ll be there every step of the way to guide you through the entire home loan process – from application to approval.

First Home Buyer

You’re in good hands

These days, if you’re looking to buy your first home in a city like Brisbane, you’ve probably heard some people say property prices are higher than ever before. However, there’s no need to fear! You can easily get your foot in the door in a number of different ways. The most common option is to take out a home loan.
Lucky for you, our team are specialists in helping first home buyers like you access the finance they need to buy their dream homes as soon as possible. If you’re not sure how much you can borrow or how to best go about accessing the finance you need, we’re here to help. You might find your questions answered below though if you have more, you are welcome to contact us at any time.

Becoming a First Home Buyer

There’s nothing that quite compares to the feeling of turning the keys and unlocking the door to your new home for the first time. The build up to this moment can feel stressful but this is the very moment in which you know it’s all paid off. The budgeting, the hours spent house hunting and all the 2 minute noodles that substituted as your ‘dinner’.
At Time Home Loans, it is our mission to help you experience this moment as soon as possible! Below we’ve outlined the steps that will get you there and along the way, we’ve also answered some big questions you might have.
It’s why more than half of Australian borrowers now use a broker to secure a home loan.
If you want to get a better idea of your borrowing power and what your likely repayments might be, try out our Online Calculators.
First Home Buyers Ultimate Guide

First Home Buyers Ultimate Guide

We can help you find a loan that suits your particular needs
Our First Home Buyers Ultimate Guide is available to download to inform and assist you when you purchase property in Australia.
Our First Home Buyers Ultimate Guide is available to download to inform and assist you when you purchase property in Australia.
At anytime on your home buying journey, feel free to give us a call or email us and we’ll do everything we can to make it easier for you.
First Home Buyers Grant

First Home Buyers Grant

Buying your first home is an exciting, but big step to take and one that comes with many questions and decisions.
The first big question is how much you can borrow and what your likely repayments will be.
That’s where we can help, we’ll do the legwork for you. We can compare home loans across a variety of products available from Australia’s leading lending institutions.
And because you’re a first home buyer, you may be eligible for a first home buyer grant. This grant may be available to Australian citizens or permanent residents who wish to buy or build their first home, which will be their principal place of residence within 12 months of settlement. As grant conditions vary from state to state, contact us to find out more about eligibility requirements in your state and how much grant money you could receive.
We will also liaise with the lender. It’s our job to do the hard work and you can focus on finding the right home for you.
We’ll be there every step of the way to guide you through the entire home loan process – from application to approval and beyond.

Eligibility Test

Are you eligible for the Queensland First Home Owners’ Grant?
Take the Queensland Government Quiz!


If you haven’t started your property search, or are still looking, a pre-approved loan can be useful. It gives you a clear picture of what your spending limits are and gives you peace of mind that if you find a property you’re really interested in you can move quickly to make an offer.
It also may put you in a stronger negotiating position than other potential buyers who don’t have pre-approval. Of course, even with a pre-approval, a subject to finance clause is an important protection in any sale contract.
Take the Queensland Government Quiz!

Would you like to learn more about your financial health?

Get in touch

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