Here Is How I Can Help Right Now

In these uncertain times of COVID-19, Time Home Loans is here to help. We provide phone assistance and a range of online tools and calculators to offer support when you need it most. We want to help you make the best financial decisions during these tough times caused by the pandemic. Our team is dedicated to assisting you in navigating through the challenges that arise. So you can find the right solutions for your personal needs.

Here are some questions I can help answer:

Thinking about purchasing or refinancing?

• Can I save repayments by switching to another loan?
• Am I better off if I lowered my current repayments with my existing loan?
• What are the benefits of a Variable versus a Fixed home loan? Is now the right time to look at changing?

Do you need to change your financing arrangements?

Are you thinking about making some changes to your home loan because of COVID-19? Well, we’ve got something that might help you out! Our COVID-19 Action Plan calculator at Time Home Loans can give you a quick and easy way to see how different options might affect your loan balance. As well as interest rate, and when you’ll pay it off. It only takes a few minutes to try out. And could really help you make an informed decision if you’re considering things like refinancing, loan modification, debt consolidation, or foreclosure prevention.

• What should I consider if I enter a loan deferral arrangement?
• How would my loan repayments change if I switched from Principal and Interest to an Interest Only loan?
• How do I apply for Financial Hardship?

At Time Home Loans, we understand that navigating the various government incentives available due to COVID-19 can be a complex process. That’s why we recommend sticking to reputable government sources for reliable information. Here are some helpful resources you can explore for more information on what incentives may be open to you and general overviews of the current programs:

• The Federal Government Jobkeeper and Jobseeker programs
• Stimulus payments to households
• Latest Coronavirus news
• Support for businesses and employers

Get in touch today to find out more – we’re here to help you make sound financial decisions during these unprecedented times.