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Twenty per cent is not the rule, it is just one rung on a ladder. Here is what a 5%, 10% or 20% deposit really costs you in lenders mortgage insurance, lender choice and monthly repayments.
FOR IMMEDIATE RELEASE Brisbane’s auction clearance rates fell to their lowest level since 2008 in early October 2026. That sounds
No single broker suits everyone, and that is fine. Here is a plain checklist for judging how a broker is paid, how many lenders they compare, how they explain trade-offs and what happens after settlement.
There is no single lender that suits everyone. This is a plain English way to sort through online home loan providers, using your deposit, your income and the features you actually need.
A lender looks fast when the application is simple and the valuation automated. Here is what really decides how quickly you get a yes, why a quick pre-approval can fall over at settlement and the checklist worth running first.
Four calculators do most of the work when you compare home loans, and a handful of numbers do the rest. Here is what each one tells you, what it misses, and how to compare two loans on total cost.
Brokers arrange most Australian home loans, yet few borrowers know how their broker is paid. Here is how to choose a Brisbane broker, what it costs and the questions to ask before you sign.
Median house prices can vary greatly from suburb to suburb. Here’s the local data worth checking before you buy, from price growth to vacancy rates.
Brisbane’s minimum block size dropped to 120sqm in some areas and rose to 600sqm near transport. Here’s what it means for buyers, owners and your finance.
ASIC has reviewed how mortgage brokers meet their legal duty to act in your best interests. What it found and what it means for your next home loan.
Important information
Articles on this website are general information only. They don’t take into account your objectives, financial situation or needs, so consider whether they are appropriate for you and speak with us before making a decision. Lending criteria, fees and charges apply. Time Home Loans Pty Ltd ABN 53 161 695 012 is Credit Representative 529395 of outsource Financial Pty Ltd, Australian Credit Licence 384324.
Book a complimentary strategy session. We’ll compare options across our 50+ lenders and explain what they mean for you in plain English. We’re based in Brisbane and help clients right across Australia.
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