Calculator

Property Selling Cost Calculator

Planning to sell? Enter the expected sale price and your costs to see roughly how much you'd walk away with after the sale.

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Use the property selling cost calculator

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How to use the property selling cost calculator

Enter the expected sale price.
Enter the agent commission rate, marketing budget, legal fees and your loan balance.
Read the estimated net proceeds after costs and loan payout.

Things to know

Selling costs usually include agent commission, marketing and advertising, conveyancing and the fee to discharge your mortgage. If you're on a fixed rate, break costs may apply. If the property isn't your main residence, capital gains tax may also be payable (speak to your accountant about that one). Knowing your net figure early helps you plan your next purchase.

Hot Tip: If you're buying and selling at the same time, talk to us early about bridging finance or a settlement plan. Timing the two is where most stress comes from.

Worked example (illustrative)

A home sells for $900,000 with an illustrative 2.5% commission and $5,000 marketing. After legal fees and paying out a $500,000 loan, the calculator shows the cash left for the next purchase.

What this calculator assumes

Costs are as entered and include GST where applicable.
Capital gains tax is not calculated.
Mortgage discharge fees are estimates.

What sellers often overlook

Break costs if you pay out a fixed rate loan early
Discharge fees from your lender when the mortgage is closed
Capital gains tax if the property isn't your main residence (talk to your accountant)

If you are selling to buy again, the timing of the two settlements matters. A bridging loan can help if you buy before you sell.

Hot Tip: Agent commission is often negotiable. Ask what the fee includes and which marketing costs come on top.

Related guides

Frequently asked questions

How much does it cost to sell a house in Queensland?

Agent commission is usually the largest cost and is negotiable. Add marketing, conveyancing, any styling or repairs and mortgage discharge fees. If you're buying and selling at once, bridging finance may also have a cost.

Will I pay capital gains tax when I sell?

Usually not on your main residence. Investment properties may attract capital gains tax. Speak to your accountant for advice on your situation. Partial exemptions can apply if the home was rented out for part of the time you owned it, which is another reason to get tax advice before you sell.

Should I buy before I sell?

Buying first secures the next home but may need a bridging loan. Selling first gives certainty about your budget. Our bridging loans page explains the trade-offs. We can model both options with your real numbers so you can see the cost and risk of each before you decide.

Got a number? Let's see what it means for you

A calculator can tell you what the maths says. It can't tell you which lenders would accept your application, how they treat your income or whether a different structure would suit you better. Book a complimentary loan strategy session. We're based in Brisbane and help clients right across Australia, and in most cases you won't pay us a broker fee because we're paid by the lender you choose.

Book an appointment

Prefer to talk? Call (07) 3194 0888.