First Home Buyer Grants by State: Why the Number Changes
Every state runs its own first home buyer grant, stamp duty concession and price cap. Here is what differs, why a Queensland figure will not carry across the border and how to check the rules that apply to you.
First home buyer loans are $50,000 bigger. Here’s what that means for your budget
First home buyer lending is growing again, but average loans have jumped nearly $50,000. What the 5% deposit scheme means for your repayments.
What it really costs upfront to buy your first home in Queensland
The 20% deposit rule is out of date. Here’s what Queensland first home buyers need upfront, with worked examples for new and established homes.
First Home Guarantee vs Help to Buy: Which One Fits You?
Two government schemes, two very different deals. One backs part of your loan so you can buy with a small deposit; the other means sharing ownership with the government.
Do first home buyers pay stamp duty in Queensland?
How Queensland’s first home concessions work for established homes, new homes and vacant land, with examples and the move-in rules.
How Much Deposit Do You Really Need for a Home Loan?
Twenty per cent is not the rule, it is just one rung on a ladder. Here is what a 5%, 10% or 20% deposit really costs you in lenders mortgage insurance, lender choice and monthly repayments.