Updates

Interest Rates On The Rise

APRA Increases Servicing Buffer

Covid-19 & Your Home Loan
COVID-19 has turned most people’s lives upside down. Many have been impacted or had their businesses closed and at this stage, all advice points to it staying this way for some time to come.

Interest Rate Update 7th Dec 2021
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Why the Government Wants to Make It Easier to Get a Home Loan
Mortgage approval rules are set to be relaxed to try to help the economy recover from COVID-19. But is this a good thing? Have you heard

Teaching Your Kids How To Manage Money
Teaching kids about money early on is a great way to set them up with good money habits for life. Due to the COVID-19 pandemic,

What Does the Recession Mean for You?
Australia has gone into recession for the first time in 28 years. What effect could it have on you? Australia has had a very good

Job Keeper: Home Loan Holidays and Mortgage Stress
Having mortgage stress about your mortgage payments? Don’t worry, we’ve got your back. As your trusted mortgage broker, we’re here to help you navigate this

Taking Control of Your Living Expenses Is More Important Than Ever
At your expense: Why taking control of your living expenses is more important than ever In the wake of the COVID-19 pandemic, the world has

HomeBuilder Program: What You Need to Know
If you’re considering building or renovating your home, the Australian Government’s HomeBuilder program can be an invaluable resource. With grants of up to $25,000 available,

How We Can Help Manage Your Mortgage in the Crisis
Mortgage management can be a difficult task, especially when you are facing an economic crisis. With the current pandemic, many people have been struggling to
Here Is How I Can Help Right Now
In these uncertain times of COVID-19, Time Home Loans is here to help. We provide phone assistance and a range of online tools and calculators
Helping Clients Through COVID-19
As the world grapples with the unfolding COVID-19 situation, I wanted to let you know we are committed to helping our clients through what will
RBA Has Reduced the Cash Rate to a New Record Low of 0.25%
Today, the RBA announced an out-of-cycle emergency rate cut to help the Australian economy withstand the impact of COVID-19. The RBA has reduced the cash
Help After the Fires
Bushfires have devastated communities across Australia, but help is flooding in from business, government and individuals. Big banks and small lenders have been quick to
Looking For Lemons: How to Do Your Own Property Inspection
Nothing beats a professional inspection, but here’s how you can spot issues when you’re looking through your potential new home. When you first walk through
Is This the Year of the First Home Buyers?
Many first home buyers now have access to a new government scheme that could get them into their first homes years sooner. Housing affordability is
The Lowdown On Dropping Interest Rates
How can you make the most of record low interest rates? Many people believed that the low RBA cash interest rate, that had remained unchanged
There’s a Lot More Than the Big Four
Why smaller lenders are making a big change in banking The history of Australian banking has always been dominated by the big four – ANZ,
Bathroom Renovations
Stretch your bathroom budget without breaking it If you’re looking to renovate or redecorate your bathroom there are lots of ways to get a great
AFG Bushfire Relief Assistance
As fires continue to burn across the country, AFG would like to extend our support to our brokers and customers if they have been affected
CORE Brisbane Clients to be Rewarded
The Residential Property Prospects 2019 to 2022 report released today found signs ofimprovement in the outlook for the residential market but said continued lending restrictionsand
Spring Update
As everyone awakes from winter hibernation, many people’s thoughts turn to selling or buying a home in spring. It’s no surprise. The sun starts shining,
Will a Lower Buffer Boost Your Borrowing Power?
Now that Australia’s banking regulator has lowered the lenders’ borrowing buffer, more people should be able to borrow more funds to buy their new home.
Are Buyers Back In Power?
With the uncertainty of tax changes gone, a lessening of borrowing restrictions, and a new scheme to help first home buyers – coupled with two
Our Top 10 Tips for Moving House
The most exciting thing about getting a new mortgage is moving into a new home. What’s less exciting is the actual move itself. With these
Why Serviceability Is the Key to an Affordable Home Loan
When you’re looking for a new home loan, the question is not, ‘How much can I borrow?’ Instead you should be asking, ‘How much can
Credit Where Credit’s Due
The way banks assess you and a loan application have changed in recent years. A credit score is now something they look at as an
Comprehensive Credit Reporting!
Comprehensive Credit Reporting, or ‘Positive Reporting’ is here. And while the banks may not be happy about sharing their customers’ information with other banks, borrowers
How to Budget Your Way to Financial Freedom!
Talk to wealthy people and you will find most have one thing in common – they know how to manage their money. And that means
Quick Tips to Pay Off Your Mortgage Faster!
Most mortgages are spread out over 25 to 30 years, but it doesn’t have to be that way. With a few simple strategies you can
Kitchen Renos
When it comes to buying a house, the kitchen is one of the most important features home buyers take into consideration. If your kitchen is
The Great Australian Dream
Owning your own home used to be considered a rite of passage. Finally, you’ve left the parental nest and headed into the big, wide world,
Factors Affecting Our Property Prices
Mortgage approval rules are set to be relaxed to try to help the economy recover from COVID-19. But is this a good thing? To help
Think Local
While you’re getting your head around the macro, don’t lose sight of the micro. Median house prices can vary greatly from suburb to suburb. Here’s